Buying a home, refinancing, or getting out of debt?
Know the Math Before You Make a Mortgage or Money Decision You Can't Take Back.
Before I started my mortgage career, I bought my first home at 28. I paid $3,800 in points I didn't need on a $190,000 loan, because no one showed me the math. On a $640,000 loan today, that would cost $12,800. Since 1998, I've done more than 1,500 mortgages following 3 simple steps: Know Your Numbers. Know the Math. Avoid Costly Mistakes.
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Call (714) 702-1099Why People Trust Gregg With the Math.
Since 1998, I've done more than 1,500 mortgages. Hundreds of my clients have refinanced with me 4 or more times, most never paying closing costs. Together, we've saved over $3.5 million in closing costs.
"He makes sure I understand what is happening and feel comfortable before taking the next step. ... He genuinely wants you to understand your options and feel confident in your decisions."
Jyll R., Senior Employee Relations Analyst
"He explained everything in detail, in a way I could understand. ... If a friend asked me whether they could trust Gregg, I would tell them I have not met anyone more trustworthy."
Scott H., Deputy Attorney General
"Once I started working with Gregg, I was able to understand how the mortgage industry worked and how to best position ourselves for financial stability and prosperity."
Dave M., Retired Police Officer
I bought my first home at 28, as a young police officer. I paid $3,800 in points I didn't need, because no one showed me the math. At 30, I was forced to medically retire. So I chose a new career: mortgages. That same year, I refinanced that first home. That's when I finally saw the math, and what my $3,800 mistake had really cost me. I decided right then: no one who worked with me would ever sign without seeing the math first. More than 1,500 mortgages since 1998, and that's still my rule.
I spent my first career protecting people. I do the same thing now. I protect you from mortgage and debt mistakes you can't take back.
Since 1998, that has meant one thing: you see the real math before you choose, not after.
Most brokers hope you don't ask too many questions. I hope you ask more.
Individual NMLS# 326032. DRE# 01239131.
The Mistake That Cost Me $3,800 in 1995 Would Cost You $12,800 Today.
I've spent my career fixing that. I've worked inside the mortgage industry since 1998, structuring loans, educating homeowners, and watching the long-term cost of debt decisions most people never fully understood. My job is not to push a product. It's to protect your long-term outcome.
The same year I medically retired from police work, I started coaching young athletes. I still coach the same way. The best coaches don't do the work for you. They show you the path, explain the math clearly, and hold you to your own potential. You're the hero of this story. I'm the guide.
If you decide to work with me, you'll get direct answers, clear math, and a plan you understand. Nothing more. Nothing less.
- Licensed since 1998Gregg Knight, Mortgage Broker. Individual NMLS# 326032, DRE# 01239131. Responsible broker: Gregg Knight Inc., Company NMLS# 2003179, DRE# 02123717.
- CLA™ designationCertified Liability Advisor. One of 90 in the United States.
- NIOFE Founding MemberNational Institute of Financial Education.
- 1,500+ loans closed28 years of educating borrowers before they sign.
- Retired police officerServed and protected before I ever wrote a loan.
- Youth sports coach since 1997
- Creator of the NoMoreMortgage Method™A financial education program for paying off your mortgage before retirement, without refinancing and without new debt.
My promise to you
You'll get a straight, educational conversation about your real numbers. If it ever feels like a sales pitch, you can end it on the spot. The education is yours to keep either way.
Email app didn't open? Copy my address: gregg@greggknight.com
Mortgage services are for California properties only.