Yes, it will help you obtain a larger loan, here’s why. Let's say that you are a family with $42,000 Annual Gross Income and monthly revolving debts of $800 for car payment and credit cards, and you have $10,000 for your down payment and closing costs on a 7%-interest mortgage. Without PMI the maximum price you can afford is $44,600, but with PMI covering the lender's risk you now can buy a $62,300 house. PMI has afforded you 39% more house.
We've been helping homowners understand the smartest way to finance their homes since 1998. And we love doing it!
Personal NMLS: 326032
Company NMLS: 2003179
19776 Waterview Ln.
Huntington Beach, CA 92648
Phone: (714) 743-9909
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