Yes, your eligibility is reusable depending on the circumstance. If you have paid-off your prior VA Loan, and disposed the property, you can have your eligibility restored again. Also, on a 1-time basis, you may have your eligibility restored if your prior VA Loan has been paid-off, but you still own the property. Either way, the Veteran must send the Veterans Administration a completed VA Form 16-1880 to the VA Eligibility Center. To prevent delays in processing, it's advisable to include evidence that the prior loan has been fully paid, and if applicable, the property was disposed. A paid-in-full statement from the former lender or a copy of the HUD-1 settlement statement must be submitted.
We've been helping homowners understand the smartest way to finance their homes since 1998. And we love doing it!
Personal NMLS: 326032
Company NMLS: 2003179
19776 Waterview Ln.
Huntington Beach, CA 92648
Phone: (714) 743-9909
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